uShares
Last updated
Last updated
The uShare (Urano Share) is a blockchain-based digital asset that represents fractional ownership of a Real World Asset (RWA). Whether it is a piece of artwork, a fraction of a patent, or ownership of a residential property, uShares enable investors of all types to access all kind of markets. Each uShare is legally structured and fully compliant, ensuring transparency, security, and direct ownership of the underlying asset. This innovative model merges the advantages of blockchain technology with real-world financial assets, providing greater accessibility and liquidity in traditionally restricted investment markets.
A uShare is represented by a factory ERC-20 token that combines fractional ownership with the market value dynamics of the underlying RWA. Holding a uShare means you own a portion of the asset and your token’s value reflects any market-driven changes in the asset’s worth over time.
Example: If a $1 million real estate property is tokenized into 1,000 uShares, buying 100 uShares means you own 10% of the property. This ownership is recorded immutably on the blockchain, and as the property appreciates in value or experiences market fluctuations, your uShares will reflect these changes proportionally.
If the property’s market value increases to $1.2 million, your uShares will reflect this 20% appreciation. Conversely, if the asset’s value decreases, the corresponding value of your uShares will adjust accordingly.
The uShare lifecycle follows a clear operational flow, ensuring that investments acquire fractionalized ownership exposure to the underlying real-world asset while maintaining full transparency on blockchain.
Acquisition and Investment
The investor selects a RWA tokenization opportunity on the Urano Platform.
They complete KYC verification and purchase uShares using supported crypto assets.
Before public availability, $URANO stakers receive a 48-hour priority window to acquire uShares via the uApp. After this period, access is open to all verified investors.
Upon purchase, the uShares are automatically transferred to the investor’s Web3 wallet.
At this stage, the funds used to buy the uShares are allocated toward the acquisition, management, or enhancement of the underlying real-world asset, merging DeFi and Traditional Finance (TradFi) strategies.
Example: If the tokenized asset is a real estate property, the funds are used to structure and maintain its tokenized ownership representation or cover operational management costs. If it’s an art fund, they contribute to securing and administering ownership rights over valuable artworks, ensuring a legally recognized fractional stake for investors.
Each RWA-backed uShare has a defined investment timeline (maturity date). At the end of this period, investors can redeem the value of their uShares based on the asset’s current market value.
When the underlying asset reaches its maturity, investors can burn their uShares in a dedicated section of the Urano Platform.
In return, they claim the adjusted value of their investment in stablecoins, reflecting any appreciation or depreciation that occurred during the asset’s lifecycle.
Example: If you invested $10,000 in a tokenized real estate project and the value increased by 20% over 5 years, you could redeem your uShares and receive $12,000 in stablecoins upon completion. If the market value decreased by 10%, your redeemed amount would reflect that reduction, totaling $9,000.
The value of uShares evolves based on the performance of the underlying Real World Asset (RWA), reflecting its market trends and financial trajectory.
Certified Valuations & Notarized Market Adjustments
Periodically, official appraisals, audits, or certified assessments are conducted to determine the updated value of the asset, ensuring that the tokenized representation remains accurate.
Each time a new valuation is performed, the revised value is reflected on the Urano Platform, allowing investors to make informed decisions on whether to hold, sell, or transfer their uShares based on the latest asset assessment.
Example: If you hold 5% of a tokenized artwork that appreciates from $500,000 to $600,000, the value of your uShares will reflect this 20% increase. Should the market value decrease, your token value will adjust accordingly.
Holding a uShare means investing in a blockchain-based RWA, which offers substantial opportunities but also comes with risks. Investors should carefully assess the potential benefits and challenges.
Benefits of uShares - Fractional ownership of high-value assets, previously accessible only to institutional investors. - On-chain transparency, eliminating traditional financial inefficiencies. - Market-driven value appreciation in response to real-world asset growth. - Global accessibility, allowing users to invest in diverse asset classes from anywhere.
Risks and Considerations ⚠ Market Risk: If the underlying asset declines in value, investors may see a decrease in the value of their uShares. ⚠ Operational Risks: Real-world assets are subject to market volatility, regulatory changes, or economic downturns that can affect asset valuation. ⚠ Liquidity Concerns: While blockchain increases liquidity, not all uShares may have an active secondary market at all times.
Example of Risk: If you invest in a tokenized commercial property and the real estate market declines, the value of your uShares will decrease accordingly. Similarly, unexpected events such as changes in property demand or local regulations can impact the asset’s market value.
The uShare model represents a major evolution in how Real World Assets are owned, traded, and valued. By leveraging blockchain technology, Urano Ecosystem provides investors with a secure, compliant, and globally accessible way to interact with tangible assets. Whether you seek capital appreciation, exposure to exclusive assets, or diversification in real-world markets, uShares redefine the financial landscape, bridging traditional markets with decentralized finance. With Urano DApp, investors gain a transparent, efficient, and scalable gateway to the next generation of real-world investing.
